OnI applied for a payday loan with Ace Cash Services

This has caused me to be extremely upset and I am scared to death that I’m going to lose my job, my house, everything. I looked up the details and policies on Instant Cash USA and nowhere does it state that you have to participate in their membership and/or if there are any fees for membership or anything like that. Apparently, once you fill out the application (unbeknownst to you), they send you an email which gives you the opportunity of declining the membership. But if you don’t reply to their email, it’s an automatic yes that you agree to the terms.

They seem to think that I owe them for a loan

00 up to $ where when I saw them, I immediately called my bank and did a stop payment, because I did not authorize any such transaction. I called several times asking what this was for and they kept saying it was a membership fee.

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