But long loans can be risky, and these buyers might find leasing to be a better option

• If you don’t maintain the vehicle in good condition, you’ll have to pay excess wear-and-tear charges when you turn it in. So if your kids are apt to go wild with Magic Markers or you’re a magnet for parking lot dents and dings, be prepared to pay extra.

• If you decide that you don’t like the car or if you can’t afford the payments, it might cost you. You will probably be stuck with thousands of dollars in early termination fees and penalties if you get out of a lease early-and they’ll all be due at once.

This content is for Paid members only.
Log In Register