8. Ask for a Pay Advance
If you have a good relationship and a strong history with your employer, asking for an advance can go a long way. Many employers will offer pay advances for employees who have proven themselves.
Be honest about your situation. Help your employer payday loans no credit check Elizabethton Tennessee understand that the sooner you get paid, the less interest and fees you have to pay. Be sure to mention that the less stressed you are, the better you can do on the job.
Consider offering to put in extra hours, which will not only build goodwill but also make you more money. Especially if you get paid overtime.
9. Work Overtime
If you’re an hourly worker in the United States, you are entitled to overtime pay when you work over the standard workweek. Typically this means that you get 1.5 times your hourly rate for every hour worked over the normal workweek, usually about 40 hours.
There is no shortage of side jobs in today’s gig economy. Anybody can make a few extra bucks driving for Uber, walking dogs for Wag, or delivering food for Doordash. If you have the extra time, use it.
11. Avoid Taking on New Payday Loans
Do whatever you need to do. Save money, work overtime, borrow from friends, talk to a credit counselor but do not fall back into the trap. The short-term relief is not worth the long-term indebtedness that you’re trying to pay off.